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Apple formally responds on Australian banks’ Apple Pay demands, says doubly harmful

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<p>A month after Australian banks <a href="https://9to5mac.com/2016/07/27/australian-banks-apple-pay-antitrust/" target="_blank">demanded the right[/url] to have their own apps access the NFC chip used for Apple Pay, Apple has issued a formal response to the Australian Competition and Consumer Commission (ACCC). The company argues that giving Australian banks what they want would be doubly harmful to consumers.</p>
<p>A fortnight ago, the ACCC denied the banks an interim ruling, but said that it would be <a href="https://9to5mac.com/2016/08/19/australian-banks-denied-interim-decision-over-apple-pay-dispute-ruling-expected-in-october/" target="_blank">considering the matter[/url] more fully.</p>
<p>Apple initially dismissed the idea on security grounds, also claiming that the banks were acting as an <a href="https://9to5mac.com/2016/08/10/apple-says-opening-up-iphone-nfc-would-fundamentally-diminish-security-as-australian-banks-resist-apple-pay/" target="_blank">illegal cartel[/url]. It has now made a 21-page <a href="https://www.scribd.com/document/322522902/Apple-ACCC-Submission?keyword=4417&amp;content=10079&amp;ad_group=Online+Tracking+Link&amp;campaign=Skimbit%2C+Ltd.&amp;source=impactradius&amp;medium=affiliate&amp;irgwc=1" target="_blank">formal submission[/url] to the competition authorities, explaining the two additional reasons it believes such a move would be detrimental to the interests of consumers …</p>
<p> <a href="https://9to5mac.com/2016/08/30/apple-pay-australian-banks-apple-response/#more-443592" class="more-link">more…[/url]</p>
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