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Author Topic: Does using Apple Pay still give you your bonus points?  (Read 208 times)
HCK
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« on: April 10, 2019, 04:05:20 pm »

Does using Apple Pay still give you your bonus points?

Apple Pay is a convenient and secure way to pay for everyday purchases. You can use it at a variety of merchants as well as easily transfer funds between users. Additionally, it's safer to use than your physical credit card. By using unique transaction codes, Apple Pay doesn't store your card number on your device or on Apple servers. Similarly, your card numbers aren't shared with merchants. There's just one question: Will you still earn the same rewards and benefits from credit cards when using Apple Pay? The answer is generally yes.

On the Apple Pay FAQs, Apple explicitly says "Yes. When you pay using Apple Pay, you'll continue to get the rewards, benefits, and security that your credit, debit, or prepaid card provides." However, to understand the nuances, we must understand merchant codes. Every merchant has a categorization code that determines what type of business is run by the merchant. This code determines what rewards category your purchase activates. While this seems simp...

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