Apple Card Monthly Installments vs Apple iPhone Payments: Which is best?Apple Card Monthly Installments
It's about the perks
Price at Apple
Pros
No interest
3% Daily Cash
No credit check if you already have an Apple Card
Can change carriers at any time
Cons
Limited to the US only
24 monthly installments, can't upgrade until paid-in-full
Through the Apple Card Monthly Installments plan, you have more flexibility when it comes to carriers. At any time, you can change carriers even if the phone isn't paid in full. You can also buy the device SIM-free.
Apple iPhone Payments
Standard plan
Price at Apple
Pros
Ideal if you don't want to upgrade each year
No interest
Still available: 3% Daily Cashback with Apple Card, when applicable
Cons
Can't switch carriers for the life of the loan
Requires a credit check
Available only in the US
The Apple iPhone Payments Plan allows you to purchase a new iPhone with 0% financing over 24 months. At the time of purchase, designate the carrier you want. You can only upgrade or change your carrier if t...
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Apple Card Monthly Installments vs Apple iPhone Payments: Which is best?
