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Apple Card is poised to become the Apple Music of credit cards for anyone that has an iPhone - the service people sign up for by default since it's built into the software. While Apple Card will bring solid rewards and impressive money management tools, it will also affect your credit score when you apply for it. So, how much will applying for Apple Card affect your credit score? The answer is simple: the same as if you applied for any other credit card. When you apply for a credit card, no matter who the card provider is with, the potential lender will request information from a credit bureau like TransUnion, Equifax, or Experian, to determine your creditworthiness. The request that they submit is called a hard inquiry and gets recorded on your credit history.
Will a hard inquiry affect your credit? The truth is yes, bu...
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How will applying for Apple Card affect your credit score?
